> Professional liability Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
> Destroyed or damaged records If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
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a Quote - Illinois Life
Insurance Policy Advisor
Protect your financial dependants! Illinois Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of Illinois Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of Illinois Permanent Life
Insurance include:
Illinois Whole Life Insurance
Illinois Universal Life Insurance
Illinois Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of Illinois life insurance: Term Life
and Permanent Life Insurance.
Illinois Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, Illinois Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
Illinois life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Illinois Insurance Advisors today:
Arlington Heights
Aurora
Bartlett
Berwyn
Bolingbrook
Buffalo Grove
Carol Stream
Chicago
Chicago Heights
Cicero
Des Plaines
Elgin
Glenview
Granite City
Harvey
Joliet
Lockport
Lombard
Mchenry
Moline
Mount Prospect
Normal
Oak Lawn
Palatine
Plainfield
Tinley Park
Waukegan
Wheaton
Did You Know?
There are several areas of risk that you should consider if you operate a business in your home.
These include: Business-related personal property coverage (computers, furniture, etc.) Inventory Off-premises coverage for business-related personal property Business property of others accounts receivable (up to a specified limit) Liability coverage may include personal injury, products and completed operations, incidental contractual liability, and general commercial liability. Electronic data processing coverage Valuable papers Business interruption and extra expense
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Illinois and nationwide:
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Legal Disclaimers The information provided on Illinois Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Call 866-227-9356 or contact a sales rep
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